August 22, 2017

Homeowner Rights to Discovery in Foreclosure Cases

This is a great post by attorney Mark Stopa of St. Petersburg, Florida. Discovery and Rules of … [Read more...]

Important Dodd-Frank Reform Act Provisions – QWR Response Times Shortened

By Lane Houk July 25, 2011 The Dodd-Frank Wall Street Reform and Consumer Protection Act was … [Read more...]

ACLU Charges High-Speed Florida Foreclosure Courts Deprive Homeowners of Chance to Defend Homes

The American Civil Liberties Union (ACLU) filed its case yesterday in the 2nd District Court of … [Read more...]

Notes Never Made It To the Trusts – BIG Problem for the BIG Banks

Editors Comment Lane Houk 12/2/2010 The article below published on Bloomberg.com a few days ago … [Read more...]

Deposition of Expert Witness in a Securitized Trust Foreclosure Case

By Lane Houk November 11, 2010 It took an Act of Congress to finally get a copy of my own … [Read more...]

Hot Off the Press – CA Federal Judge Grants Homeowner TRO against Chase

Alright... so not every federal judge in CA is in the tank for the banks. Surprising but refreshing. … [Read more...]

Ohio Secretary of State alleges Notary Abuse/Fraud by Chase – Refers Matter to Department of Justice and Federal Prosecutor

This just in folks... the Press Release below in its entirety was released today by the Ohio … [Read more...]

GMAC Halts Foreclosures in 23 States – Admitting Improper Affidavits

Anyone on the front lines of the War on the Home Front could utter a collective No Sh!$ to this … [Read more...]

HAMP NPV Analysis Service – Results Remarkable

Real REST Report Results Remarkable When I first introduced the REST Report, I did so with … [Read more...]

New HAMP NPV Analysis Service – Prove the Servicer Wrong!

For over a year I've known that the crux of the issue for homeowners trying to get a Loan … [Read more...]

Housing Market Sure to Double-Dip

Housing Market Sure to Double-Dip: Whitney BANKS, BANKING, MEREDITH WHITNEY, FREDDIE MAC, … [Read more...]

Let the In-Fighting Begin… HUGE case for Florida Homeowners

Fresh off the press of the 2nd District Court of Appeals, today the Fla. 2nd DCA issued a stunning … [Read more...]

Important Florida Case – one way to get a foreclosure dismissed

There is a recent decision out of the Sixth Judicial Circuit in FL (Pinellas County) that I … [Read more...]

Finally, a Judge Willing to Hold Lenders/Servicers Accountable!

I have to say that reading the below order from Judge Arthur Schack is refreshing. It's also … [Read more...]

Mortgage Delinquencies Still Rising says MBA – More Americans Underwater

I have a lot of conversations with people about our economy, foreclosures and such... from clients … [Read more...]

Bank of America loses in Federal Ruling – Judge says investors own the loans

The report of the ruling below by this Federal Judge has several implications: Mortgage … [Read more...]

Loan Servicer Tactics… Foreclose don’t modify; lie, deceive, whatever it takes

As a citizen, please start asking tougher questions and demanding truthful answers of your elected … [Read more...]

Foreclosure Rights – Basics in Homeowner Foreclosure Defense

By Lane Houk May 19, 2009 I realized this morning that it's been a while since I've covered the … [Read more...]

Recoupment: A Powerful Claim in Foreclosure Defense

By Lane Houk May 18, 2009 If you are a practicing attorney: Are you using Defense by Recoupment … [Read more...]

Foreclosure Rights – What You Need to Know!

What you need to know about your Foreclosure Rights by Lane Houk May 5, 2009 Did you know … [Read more...]

Guess What Got Lost in the Loan Pool?

By Gretchen Morgenson New York Times - March 1, 2009 WE are all learning, to our deep distress, … [Read more...]

Where’s the Note and Who’s the Holder

This post is taken from an article written by the Hon. Samuel Bufford (CA Bankruptcy Judge) and R. … [Read more...]

The Perfect Crime (almost)

Article by Neil Garfield from livinglies.wordpress.com "it follows that the investors are the … [Read more...]

Brace Yourself for the Next Wave of Fraud: FORECLOSURE FRAUD

  It's actually been happening for a year or more in large numbers. Why the media hasn't picked … [Read more...]

What a REMIC is and Why You Should Care…

A REMIC (Real Estate Mortgage Investment Conduit) is a corporation, trust, partnership or a … [Read more...]

The House You Save… Could Be Your Own

"Luis Molina is not a lawyer and he has never played one on TV. But that didn’t stop him from … [Read more...]

Loan Rescission and TILA Violations

I recently started a blog post about TILA Violations and what these violations can mean for the … [Read more...]

Banks, Bailout and Billions – The ins & outs of "Securitization"

  Ok, so let's break this down a bit because the pundits and the politicians are each spinning … [Read more...]

Lenders Losing Notes

Lost Track of Who Owns Your Mortgage? Lender says they "Lost the Note?"Chances are You’re Not … [Read more...]

And the Truth (in Lending) Shall Set You Free

In the midst of the mortgage meltdown, I’m searching for every tool that might provide a lever to … [Read more...]

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