This lumin-what? securitization analysis being sold out there on some well-known sites is to be avoided in my opinion. Do your own due diligence but here’s a couple cents from me… someone who actually takes the 10-15 hours to actually examine a case, all of the documents related, do my own investigation and analysis and then sit down to type the case-specific report that can actually be used in a court of law or by an attorney or homeowner in foreclosure litigation.
Why not the Luminate a LivingFib Combo Title & Securitization Audit? Because it’s none of what I just described.
- It’s almost 100% boiler plate language; (by the way, the Title Report is worth $150, $25-75 for hard costs and $75 for 100% profit for the attorney who’s doin that title report for you, wink wink)
- It’s does NOT contain the specificity and particularity required to state a real claim (based on every report I have seen thus far);
- It guesses almost 100% of the time on which trust you’re loan is in (based on every report I have seen thus far and if they’re guessin on your report you’ll be left guessin why the judge dismissed your claim);
- It is highly software-driven (based on the fact that every report sent to me was highly identical to all others and I even saw one with a different law firm and attorney’s name on it, guess old LivignFibbs is “licensing his software” you think?);
- It cannot produce what it’s proponents claim (ie. specific knowledge of what trust your loan is in)
So, I’ll go look for some of these reports in my email history and will try to post a few here so any of you getting to this post BEFORE you waste $1500 can avoid such calamity. Call me if you have any questions.
And, while I’m at it, be SUPER-CAUTIOUS before hiring anyone who is trying to sell you a “Forensic Audit” or any such variation of that name. Anyone who calls what their doing a “forensic audit” is highly likely to be a scam artist like them there folks over at livvingfibbs.com. Seriously. There are legitimate services out there that can help a homeowner investigate their mortgage loan for predatory lending, fraud and forgery claims along with analyzing the loan for federal disclosure violations or any possible rights of rescission under common law theory or the TILA but be wise, marketing gimmicks and fibbers abound using the term “Forensic Audit” and you’d be best to just keep moving there Sally.
To see a customized mortgage loan investigation report, contact me and I’ll help you understand the real difference. It’s not hard once you can compare and see what the scammers and fibbers are trying to sell.