Alright… so not every federal judge in CA is in the tank for the banks. Surprising but refreshing. At least the judges around this country seem to be “getting it” as well. By getting it I mean starting to understand that the banks, servicers and secondary mortgage market players are generally deceptive, dubious, misleading, unfair, immoral, unethical, oppressive, unscrupulous – oh my goodness… I’m in adjective heaven here!
Seriously, though, the servicers are bottom-dwellers in every sense of the word and it’s nice to see a judge actually recognize that their collection tactics are oppressive and immoral and, when pleaded with specificity, accepted by the judge as true. In this case, a pro se homeowner went on the offense (as needed in California) and filed a complaint (23 pages) and also motioned for a Temporary Restraining Order (TRO) and a Preliminary Injunction. The judge granted the homeowner’s request for a TRO in her order. All of these documents can be downloaded below as well. Read and Learn… if you’re a pro se homeowner, this is some really good research for you. Way to go Mr. Khast!
Oh and by the way, I didn’t know this until I read Chase’s Certification of Interested Parties that JP Morgan Chase Bank, NA actually purchased CA Reconveyance Company. Isn’t that convenient? Our tax bailout dollars hard at work making home seizure even more convenient and easy for Chase. Seriously, if you have any bank account of any sort with Chase, B of A, Wells Fargo, Citi, you have got to be out of your mind. I ABSOLUTELY REFUSE TO PATRONIZE THESE LARGE BANKS AND GIVE THEM ANY OF MY MONEY, PAY THEIR FEES OR LET THEM KNOW ANYTHING ABOUT ME. YOU SHOULD DO THE SAME. IMAGINE HOW GREAT IT WOULD BE IF WE STARTED A MOVEMENT TO REMOVE OUR DEPOSITORY ACCOUNTS FROM THESE LARGE BANKS!
For over two years now, my banking is done exclusively with a small community bank. You know, the old face to face, relationship banking that used to be the norm. These large banks can kiss my ass. They are horrendous in how they treat their customers. Use the power of choice and abandon the big banks. Start a trend in your neighborhood and community. I would just love to see one of the big banks fail because of a run on their bank deposits.