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SPECIAL BENEFITS OFFERED TO LIVINGLIES SUBSCRIBERS: NEW FEATURE

SPECIAL BENEFITS OFFERED TO LIVINGLIES SUBSCRIBERS: NEW FEATURE

IS MY LOAN SECURITIZED? $39 SPECIAL CLICK HERE CLICK HERE TO WATCH FREE INTRO TO LAWYER DVD ORDER LAWYER CLE DVD SET FULL DAY SEMINAR ORDER DOWNLOAD OF LAWYER\’s WORKBOOK START HERE: LIVINGLIES LOAN SPECIFIC LUMINAQ TITLE SEARCH WITHOUT COMMENTARY $199 SUBSCRIBING MEMBERS RECEIVE $20 STORE CREDIT ON TITLE SEARCH WITHOUT COMMENTARY 7 DAY PROMOTION [...]

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The Obvious: Bankers Told Recovery May Be Slow

The Obvious: Bankers Told Recovery May Be Slow

“I’m more worried than I have ever been about the future of the U.S. economy,” said Allen Sinai, co-founder of the consulting firm Decision Economics and a longtime participant in the symposium. “The challenge is unique: poor and diminishing growth, a sticky unemployment rate, sky-high deficits and a sovereign debt that makes us one of [...]

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Lakeside Bank, St. Charles, La — The Way Banking Should Be

Lakeside Bank, St. Charles, La — The Way Banking Should Be

Editor’s Comment: Only one Bank has failed in Louisiana since the financial crisis began. And only one bank in the United States has commenced operations in the year 2010 — this one in Louisiana. Despite an unofficial moratorium on new bank charters of 70-year-old retiree, Hartie Spence, managed to navigate the regulations and got the [...]

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Judges Rising to the Rules

Judges Rising to the Rules

Editor’s Comment: Without inventing anything, an increasing number of Judges are coming to the same conclusion. If they apply the rules and deny the pretender lender the benefit of presumptions to which they were not entitled in the first place, the case can be heard on the merits. They don’t need to decide who is [...]

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New strategy attacks validity of affidavits

New strategy attacks validity of affidavits

Foreclosure Crisis New strategy attacks validity of affidavits August 26, 2010 hen it comes to fighting foreclosures, homeowners and their lawyers may have found a new strategy to score courtroom victories. Defense lawyers across the state are increasingly attacking the validity of affidavits that owners of notes must file with the courts as part of [...]

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MERS-BAC Agreement Revealed

MERS-BAC Agreement Revealed

Damnedest thing I ever saw. BAC-Stewart – Plaintiff_s Memorandum in Opposition to Defendants_ Motion to Vacate (8_13_10)
With the left hand in the right pocket and the left foot in the left pocket and the right foot in the back pocket. Read the w…

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U.S. Judges Sound Off on Bank Settlements

U.S. Judges Sound Off on Bank Settlements

EDITOR’S NOTE: It’s always slower than we want. But the Bench is starting to groan at the absurd “settlements” being reached that are actually a vehicle for immunizing the major players from liabilities that vastly exceed the settlements. In most cases, class actions, government actions and other major agency complaints at state and federal levels [...]

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Request for Legal Service: New Livinglies Feature

Request for Legal Service: New Livinglies Feature

THIS SERVICE IS AVAILABLE TO ANY PAID SUBSCRIBER OR MEMBER: SEE $9.95 PER MONTH DONATION/SUBSCRIPTION LLB SEE LL SUBSCRIPTION MEMBERSHIP $49.95 PER MONTH REQUEST FOR LEGAL SERVICE IN CALIFORNIA: We have a customer who has gone through the title search, securitization search and who has filled out the GTC Registration form on the right hand [...]

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Unconstitutionality of a Power of Sale

Unconstitutionality of a Power of Sale

THIS IS FROM REUBEN NIEVES. IT IS A GOOD PIECE OF WORK AND HE WANTS COMMENTS AND CONTRIBUTIONS. HE HAS A FINELY MADE POINT HERE AND IT IS SELF-EXPLANATORY. I have always said that the power of sale raises constitutional questions — namely, that no  person should be deprived of life, liberty or property without [...]

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Brown Wins $1 Million in Restitution for Victims of Attorney-Backed Foreclosure Rescue Scam

Brown Wins $1 Million in Restitution for Victims of Attorney-Backed Foreclosure Rescue Scam

There are good business models and bad business models.  It is not automatically true that a large scale operation is running after the money rather than service for you, but be sure to check out their references. Many if not most of  these scam operations are being chased off the market with full support of [...]

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E-Discovery, MetaData, and Spoliation of Evidence

E-Discovery, MetaData, and Spoliation of Evidence

EDITOR’S NOTE: AS MY LAUNCH POINT I AM USING THE FOLLOWING COMMENT POSTED TO THIS BLOG. I’M NOT SURE WHO ACTUALLY ORIGINATED MOST OF THE ORIGINAL LANGUAGE FOUND BELOW BUT WHOEVER IT WAS, THEY KNOW WHAT THEY ARE TALKING ABOUT. Almost everything done during this mortgage fraud was accomplished through the use of electronic media. [...]

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THE RIGHT TO CHOOSE YOUR LENDER

THE RIGHT TO CHOOSE YOUR LENDER

EDITOR’S COMMENT: Here is an interesting comment from Scott Baker — someone who “has no dog in the race.” They paid off their mortgage. The point here is that Lenders knew exactly who their customer was, but the borrowers never did. In a “free” marketplace, this choice was taken out of the hands of the [...]

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Home Sales at Lowest Level in More Than a Decade

Home Sales at Lowest Level in More Than a Decade

Editor’s Comment: THIS IS WHY EVERYONE SHOULD BE ALARMED AT THE FAILURE OF THE COURTS AND GOVERNMENT AGENCIES TO GIVE THE STOLEN PURSE BACK TO INVESTORS AND BORROWERS. EVEN IF YOU ARE NOT UPSIDE DOWN, EVEN IF YOU DON’T HAVE A PREDATORY LOAN YOUR HOME, YOUR LIFE AND THE ECONOMIC HEALTH OF YOUR SOCIETY IS [...]

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Max Gardner’s Top Reasons for Wanting a Pooling Servicing Agreement

Max Gardner’s Top Reasons for Wanting a Pooling Servicing Agreement

EDITOR’S NOTE: Lest people think I invented this whole field of law just because I’m loudest about it, here is a post from Max Gardner, who only a few days after I started this blog had already figured out everything I had figured out and was already doing something about it. Max Gardner’s Top Reasons [...]

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NEW RULES AND OLD RULES

NEW RULES AND OLD RULES

EDITOR’S NOTE: Today’s editorial in the New York Times mirrors the outlook of most Americans. It’s time to pass some new rules. I agree but I think that puts the emphasis on the wrong place. Most of these “new rules” were already in the old rules. They were not enforced. So the first new rule [...]

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