April 16, 2014

Payday and Title Loan News Today

If you are interested in two fascinating stories on payday and title lending, check out these two … [Read more...]

Hey Dude, What’s Your E-score

Following on to my Acxiom story last week,  check out yesterday’s NYT story on e-scores.  The … [Read more...]

Zip Codes and Internet Searches Populate Database Mines

Twice now the New York Times has reported on a mysterious company in Arkansas, Acxiom, that has been … [Read more...]

Learn How to Defeat Debt Collection cases Involving Junk-Debt-Buyers and Other Robo-Signers

Professor Peter Holland (U Maryland Law) has written a fantastic paper explaining in great detail … [Read more...]

Learn How to Defeat Debt Collection cases Involving Junk-Debt-Buyers and Other Robo-Signers

Professor Peter Holland (U Maryland Law) has written a fantastic paper explaining in great detail … [Read more...]

Submit Paper on The Debt Crisis for the AALS by August 31

One more scholarly paper note....The AALS sections on Poverty Law and Clinical Legal Education will … [Read more...]

AALS Call for Papers: Securities Regulation, Financial Institutions & Consumer Financial Services

Hello Scholars! The AALS Section on Securities Regulation and the Section of Financial Institutions … [Read more...]

When Serving Jail Time for Unpaid Debts Becomes a Debt Spiral

Tell me.  Are we allowed to do anything we like to those with the least power and money in our … [Read more...]

Online Payday Lenders Seek More Respect and Less Oversight: Call Them What You Like, They are Still 1,000% Long-term Loans

On-line lenders who are not tribal or offshore claim that they need the same lack of oversight that … [Read more...]

Latest Visa Fraud

A heads up regarding the latest in Visa fraud. Royal Bank received this communication about the … [Read more...]

Payday Loans and the Tribal Sovereignty Model

Think about what happens when you pit tribal sovereign immunity against effective consumer … [Read more...]

Payday Loans and the Tribal Sovereignty Model

Think about what happens when you pit tribal sovereign immunity against effective consumer … [Read more...]

News Flash: It is Illegal for Debt Collectors to Stalk Debtors on Facebook or Threaten to Kill Their Dogs

Do any of you read creditcards.com? It is a great source of info on various topics, not just credit … [Read more...]

Is it Literally Impossible to Pay Off a Title Loan?

I recently published a law review article entitled Grand Theft Auto Loans with Ozy Adams.  It … [Read more...]

Doggie DNA Tests: Waste of Money or Legitimate Tool?

Do mutt-lovers (with admittedly too much time and money on their hands) get anything in exchange for … [Read more...]

Consumer Scam Review: Lower Your Interest Rate, Lower Your Credit Card Balances, and Work at Home

I have been meaning to write on several consumer scams so here are a few to avoid. “We Can Lower … [Read more...]

Learn about Teaching Consumer Law at Houston Law Center May 18-19, 2012

On May 18-19, the Center for Consumer Law at the University of Houston Law Center will hold its … [Read more...]

Cramming Funny Fees Onto our Phone Bills: Not so Funny

Two weeks in a row, the Haggler column in the New York Times focused on cramming, one of the most … [Read more...]

Does this Look like a Valid Credit Card?

I thought so.  This is actually the key to my room from a recent business trip. I guess the … [Read more...]

Does this Look like a Valid Credit Card?

I thought so.  This is actually the key to my room from a recent business trip. I guess the … [Read more...]

Marketing $25 Billion AG Settlement to Consumers is Key to Getting Money

Our local AG's office just held a meeting for people who serve homeowners in foreclosure, to explain … [Read more...]

United States Sued and Settled Suit Against Major Mortgage Servicers for Unfair and Deceptive Practices

To add to Jean's post on the National AG's mortgage settlement, we now have a copy of a … [Read more...]

Girl Scouts Add Consumer Finance to the Badges

People with young girls may already have heard about this. Girl Scouts has rolled out a few new … [Read more...]

Loyola Chicago Law School Hosts Symposium on the Effects of Crisis

A couple weekends ago, I attended a conference at Loyola Chicago School of Law on the Effects of the … [Read more...]

CFPB to Share Information with Attorneys General

Carter Dougherty of Bloomberg reports this morning that  the Consumer Financial Protection Bureau is … [Read more...]

Kodak Dumps the Oscar Theater, Proving that Contract Rejection is like No Fault Divorce: There is No Defense

Just under a month ago, Eastman Kodak filed for chapter 11 and now it is doing what many chapter 11 … [Read more...]

Payday Loans are First Target of New Consumer Protection Chief

Richard Cordray’s first CFPB hearing will be held today and will focus on the practices of payday … [Read more...]

Twinkies at Risk

At least it’s not Tastykakes, right Philadelphians? But seriously, historians with a sweet tooth … [Read more...]

Maryland Courts Require More Proof in Debt Collection Cases, Ringing in Some Debt Collection Cheer

In many states, a creditor or debt collector can easily obtain a default judgment with just a … [Read more...]

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