Editor’s Note: Judges are quick to jump on the TILA Statute of Limitations by imposing the one … [Read more...]
HOEPA Loans and TILA Mortgage Rescission
HOEPA Stands for the Home Ownership and Equity Protection Act HOEPA is an amendment to TILA that … [Read more...]
Beware of Scam “Forensic” Loan Auditors/Companies
Ok, here we go go again... now the scams have hit the loan auditing industry. Most of these fakers … [Read more...]
Foreclosure Rights – Basics in Homeowner Foreclosure Defense
By Lane Houk May 19, 2009 I realized this morning that it's been a while since I've covered the … [Read more...]
Recoupment: A Powerful Claim in Foreclosure Defense
By Lane Houk May 18, 2009 If you are a practicing attorney: Are you using Defense by Recoupment … [Read more...]
TILA Mortgage Rescission – How to Stop a Foreclosure
If you want to know HOW to STOP a Foreclosure, a Truth in Lending Act (TILA) Mortgage Rescission is … [Read more...]
What is a “Forensic Loan Audit?”
Definition of the word "Audit" A systematic, independent and documented process for obtaining … [Read more...]
Loan Modification: It’s All About “Leverage”
Leverage: the power or ability to act or to influence people, events, decisions, etc.; sway; to … [Read more...]
Your best chance at a real Loan Modification – TILA Rescission
I wrote a post similar to this yesterday. It was a post on TILA rescission that referred to a … [Read more...]
UPDATED! – TILA Rescission Case – Bankruptcy Judge Finds in Favor of Borrower
Below is my original post from January 2009. This case was just upheld in July 2009 so this is … [Read more...]
Loan Rescission and TILA Violations
I recently started a blog post about TILA Violations and what these violations can mean for the … [Read more...]
And the Truth (in Lending) Shall Set You Free
In the midst of the mortgage meltdown, I’m searching for every tool that might provide a lever to … [Read more...]