Lender Processing Services (LPS) | Three Notaries Accused in a Robo-Signing Scheme Face Judge for First Time (VIDEO)
ROBO-SIGNING COMPLAINT | State of Nevada vs Meghan Shaw, Jennifer Bloeker and Joseph Noel
- Three Lender Processing Services (LPS) Whistleblowers Still Alive | Meghan Shaw, Jennifer Lowe and Joseph Noel Testified Before a Grand Jury that Handed Up a More than 600 Count Indictment Due for Arraignment Dec. 28
- ROBO-SIGNING CRIMINAL COMPLAINT | STATE OF NEVADA vs GARY TRAFFORD, GERRI SHEPPARD (Lender Processing Services)
- State Attorney Dennis Ward To Take Closer Look at Robo-signing, The Marshall C. Watson Firm and Patricia Arango
DEVIL IN THE DETAILS
EDITOR’S NOTE: Here is a very good example of assuming nothing and challenging everything. The pretender lenders are depending upon you and the judge to rely upon initial impressions. These documents look fine from 6 feet away or if you just skim them. But when you start looking at everything you begin to see things in the same way that you solve a puzzle. When you first look at a puzzle you might not know where to begin. But as you examine it clues are revealed.
You can easily see from Laura’s comments below how these documents fall apart upon close scrutinization. For example, six different signatures from the same alleged VP on 20 different documents. Our recent comments directed toward the question of whether these people actually exist becomes increasingly important as we examine these documents. Make sure you look and make sure your Atty. looks closely for these kinds of discrepancies. I would venture to say that in virtually all cases you’ll find the discrepancies.
You must remember that this is not just a matter of finding the discrepancies but demonstrating them to a judge along with an argument based in law that the discrepancies are important enough to stop the pretender lender from going forward with any foreclosure.
FROM LAURA
Just a quick follow-up…
- Went to Clerk and Recorder’s office, and reviewed every assignment ever filed by Creative Mortgage Funding (initial lender). The signature of the then-vice president of Creative Mortgage Funding is DIFFERENT on most of these – in fact, I see a total of six distinctly different signatures on the 20 assignments that just went to Ohio Savings Bank/Amtrust. Some of them are assigned to MERS, and I suspect the signature of the VP on these is one of the robot-signers out there. The former VP now works as a VP of Sales for a different mortgage company.
- There are only two notaries on all of these assignments. One of whom I know worked for Creative Mortgage Funding (how could she not see that it wasn’t her boss’s signature on some of these assignments?) and is still a registered notary in the State of Colorado (lives just a few blocks from me). The other notary was the owner of the company that prepared the loan documents (Loan Docs, Inc.) and is no longer a registered Notary in Colorado, appears that she now lives in Nebraska and may have a liquor license. Both companies show in the Secretary of State’s office as administratively disbanded in 2006 and 2007 for failure to file annual report and pay annual fees.
As advised by Abby and others, I will be filing a complaint with the Notary division of the Secretary of State’s office before the week is out on both notaries, although I suspect they will only act on the complaint regarding the notary who is still registered.
- Received notice in the mail today, August 2nd, only one day after they became supposed servicer of record, from the alleged new servicer, Residential Credit Solutions, notifying me that they are the new loan servicer. Sent QWR out today, too 
- Supposedly the NEW “owner” of my note is “Amtrust 2010 NP-SFR” – this is a LLC consisting of a “consortium” of Residential Credit Solutions (a debt collector in Fort Worth, Texas), CarVal of Minnetonka, Minn. (a private portfolio manager of undervalued and credit-intensive assets), and RBS Financial Products Inc. of Stamford, Ct, (a commercial real estate lender that purchases, sells and finances commercial and residential mortgage loans and other financial assets.) Oh, let’s not forget the FDIC, which has a 60% stake in this new LLC. Of course, none of this tells me who “owned” my loan prior to the failure of Amtrust Bank.
- Met with the Investigator on Duty of the Economic Crimes Division of our local District Attorney’s office today, and showed him all the notary fraud/misconduct I found, including 40 other (yes, 40!) assignments that were never signed and/or notarized or both from BAC Home Loan Servicing (Bank of America) – thought maybe if I showed him one of the “big guys” he’d be more interested, than in going after some “little guys” who aren’t even in business technically anymore. Well, he was very polite, spent about 40 minutes with me, asked some good pertinent questions (“but what is the harm TO YOU…”), but ultimately, told me they don’t have the resources to pursue such stuff as this… implied that there really isn’t any “true” harm since people are going to pay their mortgages to someone or are going to lose their houses regardless of who signed what… then actually told me I shouldn’t waste my time and energy worrying about “other people” and “chasing shadows”… in other words, go away little girl. Obviously, he doesn’t know me very well.
Ok, this wasn’t that “quick” of an update… but felt like sharing
Filed under: foreclosure
Electronic Recording and Delivery act (ERDS)
Forget about the notary rules. Forget about the signatures-
The Electronic Recording and Delivery act (ERDS) has now allowed the MERS computer (That’s what it is) to “notarize” events- such as assignments- That never happened.
READ THE LAW- THEN LOOK UP YOUR COUNTY CODES.
The counties are passing laws that allow this to happen as long as the “Notary stamp” is on file.
It completely obliterates what we have came to believe the act of notarization means.
The notaries do not even know this, and it is being slowly fed into the systems, and you can find only a few completely in digital format, but they are doing it. No actual notary event is happening.
False witness–Did God know about this coming?
This does not mean you cannot declare a document forged as to the notary, if it was done “Old School”, (with a human) and lacks truth for whatever reason-you did not sign, papers switched etc.. ( my case)
FURTHER, all the “Robo-signatures”, as Neil likes to call them.
Forget all you ever knew about trying to authenticate the names….
MERS is a computer using software that employs highly advanced logarithmic calculations, to distort a false signature each time it is applied. (FONT) The names you see signed, –yes there might be a human behind the name sometimes, but the chances are it’s an “Identity” created to sign the documents.
Mr. Lin, in China who is the head linguistic software developer in the world, (Microsoft) pioneered this software that has allowed MERS to impersonate humans, I allege. (it was not his intent, he just works on the design)
The MERS computer applies a distortion that is unique and varied each time to the “Font” that has been established for each identity—so as to trick the human eye into thinking they are seeing a true human signature, that is varied and slightly different of course each time it is signed.
All the signatures DO NOT MEET ERDS code.
All this talk about the signatures is failing to realize what has finally happened. MERS can impersonate humans, and can foreclose on 10,000 homes a day without any human interaction. It does not need a human, unless it is challenged
and then her clarification and interesting history
As clarification, when I say notarize “events” that never happened, as in assignments… Neil has blazed that path already, in documenting that the “assignments” did not happen, or do not happen until the computer is challenged.( I am quoting Neil verbatim in my own pleadings, and owe him a debt for this work on here)What I am specifically saying, is the ERDS language is allowing counties such as Los Angeles, to pass county codes, which allow 100% digital notarizations. IF THE STAMP IS ON FILE WITH WHOEVER IS DOING IT–Think Title Company.So the actual event that I am talking about NOT happening is a face-2-face meeting of the notary, and the signer, and the computer is in fact acting as both in effect, as it generates the documents, with signatures of both the notary and the signer.I have found some 100% digital notaries’ in the recorder’s office that are pure text-no pretend wet ink signatures even.The system they have designed to rob us blind with is fully in place, and will be implemented slowly, so as not to cause uproar. I almost cannot believe this is happening, as its sounds too ala-Kaczynski, but the law has already been written that allows this. ERDS.
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Filed under: foreclosure
