1. California, New York, Nevada, Florida? and Massachusetts Among Fraudclosure Deal Holdouts
2. Wall Street is Split Over the Bank Fraudclosure Deal
3. Tammy Baldwin To Introduce Resolution Opposing Immunity For Banks In Fraudclosure Deal

Great.

President Barack Obama has proved his adeptness at exploiting the vote pump: Dependence on government has increased by 23 percent under his administration, according to the Heritage Foundation 2012 Index of Dependence on Government. More people than ever before — 67.3 million Americans — depend on the federal government for housing, food, income, student aid [...]

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1. #AGOs TWEET | AG Coakley to hold press conference at 1pm regarding a major lawsuit against 5 national banks
2. Yet More Mortgage Settlement Lies: Release Looks Broad, Not Narrow; Other States Screwed to Bribe California to Join
3. THE PEOPLE OF THE STATE OF NEW YORK, by ERIC SCHNEIDERMAN vs JPMORGAN CHASE, CHASE HOME FINANCE, EMC MORTGAGE, BANK OF AMERICA, BAC HOME LOANS, WELLS FARGO, MERS and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS

1. Kamala Harris: National Mortgage Deal Still Not Good Enough For California
2. The Settlement Would Require Massachusetts, Nevada and Arizona, Which Have Sued Banks Involved in the Talks, to Settle those Cases
3. 38 Questions | As Mortgage Settlement Deal Nears, Nevada AG Raises Important Concerns

You should know better

Mitt Romney caught considerable flack for an interview he did with CNN when he made his now famous, “worrying about the very poor” comment. And by this point, most people – including the candidate – realized that it was a seriously tone deaf turn of a phrase during a national campaign. But some other, less [...]

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1. Adam Levitin | The Multistate Foreclosure Settlement
2. Holy Fraudclosure! | Cantwell to Justice Department: Fully Investigate Fraudulent Foreclosures before Bank Settlement
3. $116,785 Each | Department of Justice Announces Compensation for Servicemembers that were Illegally Foreclosed as Part of Settlement with Bank of America

1. Settlement FAIL | Banks Get Edge in Talks on Foreclosure Penalties as Feds Settle
2. Here We Go Again | Banks, SEC in Talks to “Settle” Fraud Allegations Relating to the Sale of Toxic Mortgage Bonds
3. Florida AG Pam Bondi Interested in Alternative Settlement with Banks that Does NOT Require Servicers to Pay Fines

Better late than never?

When Egypt’s population began widespread demonstrations against the Hosni Mubarak regime, it took Barack Obama eight days to demand the resignation of our nominal ally in Cairo.  When Moammar Qaddafi began a campaign of military attacks on his own people to suppress a revolt, it took us just a few weeks to launch an undeclared [...]

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Better late than never?

When Egypt’s population began widespread demonstrations against the Hosni Mubarak regime, it took Barack Obama eight days to demand the resignation of our nominal ally in Cairo.  When Moammar Qaddafi began a campaign of military attacks on his own people to suppress a revolt, it took us just a few weeks to launch an undeclared [...]

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The real crime within Holder's DoJ, apparently.

The hearing today on Operation Fast and Furious by the House Oversight Committee produced a curious moment during a confrontation between its chair, Rep. Darrell Issa, and Attorney General Eric Holder, caught by The Right Scoop.  Issa asks when Holder will start holding his team accountable for the mistakes made during Operation Fast and Furious, [...]

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"Strategic alliance"?

While Michele Bachmann remained in the race, her choice of targets in the debates raised a few eyebrows.  The Tea Party favorite went after Rick Perry and later Newt Gingrich with abandon and regularly jousted with Ron Paul, but seemingly took only a few shots at Mitt Romney.  People wondered whether Bachmann and Romney had [...]

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Here's a question: So what?

National Journal has a look at a second contract between Freddie Mac and Newt Gingrich, and it raises the same questions as the first.  Once again, Gingrich as a consultant reported to the senior VP of government relations at Freddie Mac (Mitchell Delk), the firm’s top lobbyist, and it required what most people would call [...]

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Dear Bank of America, and by Bank of America I mean CEO Brian Moynihan…

Brian, I am running out the door at the moment.  I have to make a flight to Arizona so I can attend a meeting this evening and another in the morning at the state capitol.  A state senator called me last week asking for my help on a bill related to the foreclosure situation there.  Were it not for my schedule, I’d be ripping you and your bank to pieces in this column, and then asking all of my DOERS to inundate you with emails and letters in support of yet another homeowner who’s life you have irrevocably, unconscionably and inconceivably harmed.

I’ll be back at my desk tomorrow, so I was just going to wait until then to deal with you, but you see… this story brought tears to my eyes asa I sat here checking in for my flight… I guess I’m just emotional (although I think “human” is the more appropriate word) about such things, while you apparent;y are not.  Anyway, after I wiped them away I decided even though I didn’t have time to write the story in detail… I’d let you know what’s coming soon to a theater near you.

My thinking is, if you want to avoid me having to spend the eight or so hours it takes me to write all of the details into a piece that will be read and remembered by tens of thousands of people all over the country, you’ll address this situation before I get home tomorrow afternoon.  I hope you don’t view this as some sort of threat… I don’t mean it that way… I hate people that threaten, you know what I mean?  Either do it or shut up, has always been my motto.

I’m just giving you a heads up, if you will of what tomorrow afternoon is absolutely certain to bring if you don’t do something about… do you remember the Perry Mason television show from days gone by…

The Case of the Grieving Grandpa and the Lying Lender

Starring…

Mr. Dale Wright of Cloverdale, California

Loan Number 149664284

Brian, this one’s going to make a great story too, so if you can’t make time to handle it before I’[m home tomorrow afternoon, you’re going to wish you had.  Here are a few highlights… think of it as the show’s preview, if you will.

Mr. Dale Wright of Cloverdale, California turned to Bank of America for help in 2009 after being told by the President of the United States that Bank of America would help him if at all possible.  Mr. Wright is an 82 year old veteran who’s been a pillar of his community since before you were born, Brian.

He was approved for his trial modification under the Making Home Affordable program on March 23, 2010.  I’m told by several people involved in his case that he made all of his payments on time and as agreed and I have reason to believe they are correct.  He was denied for a permanent loan modification because of Bank of America claimed not to have received a new 4506T… even though they had received said 4506T 30 days earlier and I’m told those things are good for 90 or 120 days.

No matter… he was told he was being reconsidered as of December 6, 2011.  In fact, he was told he was under consideration as of December 23rd.  You SOLD his house on January 3rd, Brian. He’s 82 years old, Brian.  December 25th is Christmas, Brian.  January 3rd is two days after New Years, Brian.  God damnit… Bank of America doesn’t need to do shit that week, Brian. (I’m sorry, for my language, but I can’t take much more of this without swearing, Brian.)

Of course, your bank didn’t tell him it was sold on January 3rd.  He found out when the investor knocked on his door on January 3rd and told him that it would be understood if he needed more than three days to move out!  The investor told Dale he was buying the property to “flip it.”

(SIDEBAR: You might want to mention to whoever that was that said that to him, that he’s damn lucky that it wasn’t me that answered the door that day because I don’t have any prior criminal record and I’d be willing to pick up a first offense charge for beating the crap out of him for doing that to my grandfather. But, I don’t suppose he would have said it to me, now would he.  No, he only says things like that to 82 year olds, I am sure.)

Mr. Wright called and Bank of America was like… “Wo, wo, wo… we don’t know how this happened… we were trying to postpone the sale, but Wells Fargo wouldn’t do it and they’re the investor that owns the loan. It wasn’t our fault… blah, blah, blah.”

Your bank sold the home of an 82 year old vet right after New Years so some investor could flip it, and couldn’t even be bothered to make a call to let him know?  No… instead you blamed it on Wells Fargo, saying they were the investor and they wouldn’t agree to delay the sale or modify the loan.  Hmmm… think that’s true, Brian?  I wonder…

But I didn’t have to wonder for very long… here’s the email from Wells Fargo from just a few days ago:

From: catherine.h.martin@wellsfargo.com

To: kristiesheets@hotmail.com

Date: Tue, 17 Jan 2012 14:01:19 -0600

Subject: Dale Wright

 Dear Ms. Sheets,

Wells Fargo Bank, N.A. received and reviewed your recent correspondence regarding your concerns as it relates to your Grandfather’s mortgage.

After researching this matter, we have verified that Wells Fargo Bank is not the Investor/Owner and does not have a direct role in servicing the loan.  That being said, I am forwarding your letter to the servicer, Bank of America, instructing that they subsequently respond in a timely manner to your concerns giving Mr. Wright every consideration allowed. 

I urge that you continue addressing Bank of America with concerns pertaining to this matter.  You may contact Ms. Nora Jones at 817-864-2293 at Bank of America to request that she escalate this matter within Bank of America. 

Wells Fargo Bank makes every effort to facilitate and inform servicers of such issues so they may properly respond. 

Respectfully,

Cathy Martin 

Client Service Consultant 

Wells Fargo Bank 

9062 Old Annapolis Road 

Columbia, MD  21045 

410-884-2161 FAX 866-493-7814 

Ooopsie!  I guess your system was wrong… or your bank’s wires got crossed.  Or maybe they were just feeding Mr. Wright “Lie Number 32,863,” from the Bank of America Handbook?

The man’s wife passed away in 2006.  They were married for 53 years.  Your bank explained that a request for postponement went in on the 23rd of December 2011 on a loan which Bank of America agreed to review for HAMP on December 1, 2011 and then you sold  the home on January 3, 2012… Brian, are you trying to punish this man?

Fix this, Brian.  Fix it so that it doesn’t happen to even one more elderly person.  Because if you’ve heard of karma, your later years are going to be a bear if you don’t.

COME ON DOERS… DO SOMETHING ABOUT THIS… I CAN’T SAY ANYTHING ELSE WITHOUT BREAKING MY KEYBOARD AND MISSING MY FLIGHT, AND BESIDES I CAN’T SEE AGAIN…

BRIAN… Kristie Sheets is his granddaughter… HER NUMBER IS: 707-632-6101.  You can call her and ask how to make this right, if you have the mind to do so.  I’ll be home tomorrow afternoon, and I’ll check with her before I do anything else.  This, as I mentioned, was just a preview of coming attractions.  (Insert Perry Mason Music here.)

Mandelman out.

DOERS YOU KNOW WHAT TO DO!

Brian Moynihan, President, CEO & Chairman

Bank of America

Email: brian.t.moynihan@bankofamerica.com

Matthew Task, Executive Relations, 
Office of the CEO (At BofA)

Phone: 813-805-4873

Dear Bank of America, and by Bank of America I mean CEO Brian Moynihan…

Brian, I’m running out the door at the moment.  I have to make a flight to Arizona so I can attend a meeting in the morning at the state capitol.  A state senator called me last week asking for my help promoting a bill related to the foreclosure situation there.  Were it not for my schedule, I’d be ripping you and your bank to pieces in this column, and then asking all of my DOERS to inundate you with emails and letters in support of yet another homeowner who’s life you have irrevocably, unconscionably and inconceivably harmed.

I’ll be back at my desk tomorrow, and I was just going to wait until then to deal with you, but you see… this story brought tears to my eyes asa I sat here checking in for my flight… I guess I’m just emotional (although I think “human” is the more appropriate word) about such things, while you perhaps are not.  Anyway, I decided that even though I didn’t have time to write the story in detail… I’d let you know what’s coming soon to a theater near you.

My thinking is, if you want to avoid me having to spend the eight or so hours it takes me to write all of the details into a piece that will be read and remembered by tens of thousands of people all over the country, you’ll address this situation before I get home tomorrow afternoon.  I hope you don’t view this as some sort of threat… I don’t mean it that way… I hate people that threaten, you know what I mean?  Either do it or shut up, has always been my motto.

I’m just giving you a heads up, if you will, of what tomorrow afternoon is absolutely certain to bring if you don’t do something about… hey, do you remember the Perry Mason television show from days gone by…

The Case of the Grieving Grandpa and the Lying Lender

Starring…

Mr. Dale Wright of Cloverdale, California

Loan Number 149664284

Brian, this one’s going to make a great story too, so if you can’t make time to handle it before I’m home tomorrow afternoon, you’re going to wish you had.  Here are a few highlights… think of it as the show’s preview or a movie trailer…

Mr. Dale Wright of Cloverdale, California turned to Bank of America for help in 2009 after being told by the President of the United States that Bank of America would help him, if at all possible.  Mr. Wright is an 82 year-old veteran who’s been a pillar of his community since before you were born, Brian.

He was approved for his trial modification under the Making Home Affordable program on March 23, 2010.  I’m told by several people involved in his case that he made all of his payments on time and as agreed and I have reason to believe they are correct.  He was denied for a permanent loan modification because of Bank of America claimed not to have received a new 4506T… even though you had received said 4506T, 30 days earlier and I’m told those things are good for 90 or 120 days.

No matter… he was told he was being reconsidered as of December 6, 2011.  In fact, he was told he was under consideration as of December 23rd.  You SOLD his house on January 3rd, Brian. He’s 82 years old, Brian.  December 25th is Christmas, Brian.  January 3rd is two days after New Years, Brian.  God damnit… Bank of America doesn’t need to do sh#t that week, Brian. (I’m sorry, for my language, but I can’t take much more of this without swearing, Brian.)

Of course, your bank didn’t tell him it was sold on January 3rd.  He found out when the investor knocked on his door on January 3rd and told him that it would be understood if he needed more than three days to move out!  The investor told Dale he was buying the property to “flip it.”

(SIDEBAR: You might want to mention to whoever that was that said that to him, that he’s damn lucky that it wasn’t me that answered the door that day because I don’t have any prior criminal record and I’d be willing to pick up a first offense charge for beating the crap out of someone for doing that to my grandfather. But, I don’t suppose he would have said it to me, now would he?  No, he only says things like that to 82 year olds, I’m fairly sure.)

So, Mr. Wright called and Bank of America was like…

“Wo, wo, wo… we don’t know how this happened… we were trying to postpone the sale, but Wells Fargo wouldn’t do it and they’re the investor that owns the loan. It wasn’t our fault… blah, blah, blah.”

Your bank sold the home of an 82 year-old veteran right after New Years so some investor could flip it, and couldn’t even be bothered to make a call to let him know?  No… instead you blamed it on Wells Fargo, saying they were the investor and they wouldn’t agree to delay the sale or modify the loan.  Hmmm… think that’s true, Brian?  I wonder…

But luckily, I didn’t have to wonder for very long… here’s the email from Wells Fargo from just a few days ago:

From: catherine.h.martin@wellsfargo.com

To: kristiesheets@hotmail.com

Date: Tue, 17 Jan 2012 14:01:19 -0600

Subject: Dale Wright

 Dear Ms. Sheets,

Wells Fargo Bank, N.A. received and reviewed your recent correspondence regarding your concerns as it relates to your Grandfather’s mortgage.

After researching this matter, we have verified that Wells Fargo Bank is not the Investor/Owner and does not have a direct role in servicing the loan.  That being said, I am forwarding your letter to the servicer, Bank of America, instructing that they subsequently respond in a timely manner to your concerns giving Mr. Wright every consideration allowed. 

I urge that you continue addressing Bank of America with concerns pertaining to this matter.  You may contact Ms. Nora Jones at 817-864-2293 at Bank of America to request that she escalate this matter within Bank of America. 

Wells Fargo Bank makes every effort to facilitate and inform servicers of such issues so they may properly respond. 

Respectfully,

Cathy Martin 

Client Service Consultant 

Wells Fargo Bank 

9062 Old Annapolis Road 

Columbia, MD  21045 

410-884-2161 FAX 866-493-7814 

Ooopsie!  I guess your system was wrong… or your bank’s wires got crossed.  Or maybe they were just feeding Mr. Wright “Lie Number 32,863,” from the Bank of America Handbook?

The man’s wife passed away in 2006.  They were married for 53 years.  Your bank explained that a request for postponement went in on the 23rd of December 2011 on a loan which Bank of America agreed to review for HAMP on December 1, 2011 and then you sold  the home on January 3, 2012… Brian, are you trying to punish this man?

Fix this, Brian.  Fix it so that it doesn’t happen to even one more elderly person.  Because if you’ve heard of karma, your later years are likely going to be a real bear if you don’t.

COME ON DOERS… DO SOMETHING ABOUT THIS…

I CAN’T SAY ANYTHING ELSE WITHOUT BREAKING MY KEYBOARD AND MISSING MY FLIGHT, AND BESIDES I CAN’T SEE AGAIN, THIS IS JUST TOO UPSETTING… I FEEL LIKE IT’S GROUNDHOG DAY…

BRIAN… Kristie Sheets is his granddaughter… HER NUMBER IS: 707-632-6101.  You can call her and ask how to make this right, if you have a mind to do so.  I’ll be home tomorrow afternoon, and I’ll check with her before I do anything else.  This, as I mentioned, was just a preview of coming attractions.  (Insert Perry Mason Music here.)

Mandelman out.

DOERS YOU KNOW WHAT TO DO!

Brian Moynihan, President, CEO & Chairman

Bank of America

Email: brian.t.moynihan@bankofamerica.com

Matthew Task, Executive Relations, 
Office of the CEO (At BofA)

Phone: 813-805-4873

Gingrich agrees to release of Freddie Mac contract.

People say they like Newt Gingrich because he fights even if he doesn’t always win, which reminds me of Abraham Lincoln’s assessment of Ulysses Grant as commander of the Union army in the Civil War.  (Say, this historian stuff is catching, isn’t it?) Mitt Romney wants to show people that he can fight with a [...]

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"These are issues that people will consider ... "

Rick Santorum walked a fine line in his response to questions about Marianne Gingrich’s accusations against her ex-husband and Santorum’s GOP rival, Newt. “Personal matters are personal matters, but they are matters that are — particularly when you are in public life as he was at the time and the people involved were also in [...]

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Okay.

He said it’d be “unconventional,” didn’t he? People are going to goof on him for this, but what did he have to lose? His endorsement means little anymore so neither Romney nor Gingrich would have felt indebted to him for giving it to them. In fact, I’m sure they’re both relieved to have not gotten [...]

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That's the popular perception, yes, but is it accurate?

Don Irvine of Accuracy in Media digs up this relevant portion from an Esquire interview of Bill Clinton: I was just watching MSNBC, and they had a woman that used to work for me and a couple of other people on there, and they were talking about the Republican primary. And I was laughing. I [...]

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Six days to go.

8 p.m. ET on Fox News. Actually, it’s too late to get ready: They taped it this afternoon. But here’s your thread in case you’re one of the three people in America who’s watching this tonight instead of the final battle of good and evil in Foxboro. The best reason to tune in, in fact, [...]

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Intervention.

The media’s treating this as a poll on whether people think God is helping Tebow to win, but the way the actual question was phrased is subtly different. Direct quote: “Do you believe that any of Tim Tebow’s success can be attributed to divine intervention?” (Emphasis mine.) Correct me if I’m wrong, but that’s a [...]

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Projection.

Really? John McCain vents about the rise of super-PACs in the wake of the Citizens United v FEC ruling in 2009, which barred the government from regulating when and how people could engage in political speech during an election cycle.  McCain decries the decision, which gutted his Bipartisan Campaign Reform Act (known better as McCain-Feingold), [...]

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Obligatory.

Well, don’t we all. In fact, there’s one guy in particular who I’m itching to fire in November. In case you haven’t seen it elsewhere, here’s the outrageous outrage du jour, a Democratic attack so cheap and out-of-context that even lefty Greg Sargent felt obliged to defend Romney from it. The full, entirely unobjectionable quote: [...]

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1. NY Times | Attorney General of N.Y. Is Said to Face Pressure on Bank Foreclosure Deal
2. West Virgina | Forgeries by Banks are Outrageous “Any West Virginians facing foreclosure should examine court papers carefully”
3. Scripps | Treasure Coast Residents, along with 4closureFraud & ForeclosureHamlet, Exchange Sad Stories at Foreclosure Happy Hour

... spin.

Well, if you’re going to have a spin room, don’t you want people who “spin” for a living?  In this case, we have one of the most appropriate appearances in politics.  Yeah, I’m pretty sure that’s spin, too, and if you look carefully in this video, you can see Philip Klein shooting me an “I [...]

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1. Public Records Request RE Judge Victor Tobin Joining Foreclosure Mill Marshall C. Watson
2. LIES | Court Responds to Public Records Request RE Judge Victor Tobin Joining Foreclosure Mill Marshall C. Watson
3. Broward Foreclosure Judge Victor Tobin on Joining Marshall Watson “I will be able to apply my overall knowledge of the judicial process to advance the firm’s goals.”

1. Florida Attorney General Pam Bondi Wishes Foreclosed Floridians a Merry Christmas
2. Fill in the Blank | Press Release – Attorney General Pam Bondi Sues _____________ for Defrauding Consumers
3. Road Trip | Meet Attorney General Pam Bondi at the Bankers Club of Miami October 12, 2011

Here we go.

The “unlike some people” part isn’t stated, merely implied. But c’mon. He’s laying it on with a trowel here. Less than 12 hours after finishing in fourth place in the Iowa caucuses, Newt Gingrich opened a new, more aggressive chapter in his campaign, taking pointed shots at rivals Mitt Romney and Ron Paul, who both [...]

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 YOU DID GOOD! 

Okay, DOERS… you’ve DONE IT again… but it’s not over yet, so if you’re one of the DOERS that hasn’t DONE anything yet, WE NEED YOU NOW!

I don’t usually do this, but with Holly’s permission, I’ve posted the three emails I received from her today.  I get a lot of very flattering emails from homeowners across the country, and I appreciate them all very much… but I don’t post them because it just seems weird and icky to do so… like, “look at how great I am.”  (Yuck.)

But, I’m posting Holly’s emails today for three reasons:

1. Because it’s not just about me… it’s about my DOERS too, and you DOERS deserve to feel like I do when I get an email like the ones you’ll read below.  I couldn’t DO it, without YOU.
2. Because not enough people have sent me an email to say they are a DOER… we NEED MORE… many more. So, I’m hoping by reading what Holly said and seeing the results DOERS get, more of my readers will become DOERS by sending an email to: mandelman@mac.com.  And DOERS… I need you to help recruit DOERS too!)
3. Because not enough DOERS have sent an email to John Stumpf at Wells Fargo as a result of the article I posted on Friday morning, and it’s a little disappointing.  I’m going to try to send everyone an email later to ask them to be the DOER they promised to be, but I assume the reason they haven’t sent their email is because they haven’t read my article yet.

So, if you’re already a DOER, but haven’t subscribed to Mandelman Matters please DO it now: SUBSCRIBE.  That way, you’ll get an email with each new article and if it’s a DOER ALERT, you’ll receive it that day.

I need DOERS to DO BOTH… SUBSCRIBE and send me your email.  The reason is that the SUBSCRIBE tab is through Feedburner, it sends an automatic email with each new article.  The emails you send me I’m putting in a private database of DOERS, so that when I need to tell DOERS about something but I don’t want everyone who reads Mandelman Matters to know… I’ll email everyone from that database.  Get it?  Cool.

So THANK YOU to all of my DOERS that did it… I just LOVE  the way you DO what you DO!  You DO it so well… BUT IT’S NOT OVER YET… It’s close though… you’ll see.

HERE’S THE 1ST EMAIL HOLLY SENT ME,

I READ IT EARLY THIS MORNING…

Mr. Andelman,

Thank you again for the great article. I cried through the entire thing. That someone would be so kind and do something for myself and my children to this magnitude is just heartwarming to me.

You know I didn’t mention this to you but it was the first time in 20 years that I did not go home to Erie with my family for Christmas. My children were really upset about it but with the eviction and house being in foreclosure I couldn’t take them there. My entire family was so disappointed because for my mom and dad their daughter and grandchildren weren’t there and for my brother and sister their sister and nieces and nephews were not there either.

Instead, I spent Christmas trying to pack everything up and do as much research as I could to stop the foreclosure from going through. I feel like I let my entire family down. Now though it was worth it because I got to you. I found someone who cared enough to stay up all night writing and trying to help me. It was a Christmas present I never expected. An early birthday gift (tomorrow is my birthday). I found hope.

Tonight an executive from Wells Fargo called me with her boss and Paula in her office. I wrote John Stumpf and the others today after reading your article. I let them have it. I told them I was going to fight til the end.

She said John Stumpf read my e mail and she wanted to talk to me about it. So, by the end of the conversation, she is calling the attorneys office and telling them that they are no longer doing an eviction or an inspection of the property.

They are going to let us live there until they can look into modifying our loan or something else to help make it affordable. She is putting this in writing and over nighting it to me. 

She also said that if they can not find a program that she would be the one contacting me and letting me know that we will be evicted. She said they want to work to see if they can work something out but she of course could not guarantee anything. She kept telling me how sorry she was that we had an eviction hanging over our head at Christmas time.

I also went down to the court house and got some documents and had them notarized. One is confusing to me as it was dated March 10, 2011 that the assignment transferred from Flick mortgage to Wells Fargo on that day. That isn’t true at all. Wells Fargo said it transferred title in 2007.

I am reading your blog and reading comments from your readers. The girl Beth something that called me to night said she is now the only point of contact for me and that she has escalated everything.

I will keep you posted on what happens,

Holly Niemic

AND HERE’S THE 2ND EMAIL FROM HOLLY TODAY…

Dear Mr. Andelman,

So, because of your article and your DOER’S my children may be able to stay in the only home they have known.

Another thing I didn’t tell  you is my daughter came home from PA where she was in college because she could not concentrate on school when all this was going on. She called me every day crying where are we going to live. Where are Kipper, miller and Sasha going to live (our dogs)?

I told her I don’t know. I’m going to fight to keep our home but other then that I don’t know. I will work ten jobs if I have to to put a roof over your head but she just wanted her home, her room and her life back. she wanted something stable as her parents are separated. She is now on cloud nine and filled with the same hope that I have thanks to you.

I honestly believe that we have won. I know it is all because of you! Thank you so much from the bottom of my heart. I will continue to do everything I need to do and then when my home is our home again without any banks coming after me I will help someone else that needs help. I now know where to go at the court house, I am learning so much that I will pass the knowledge on and I will point them to your blog and try to help them as much as I can.

I will also continue to be one of your DOERS. I will follow you forever.

Thank you so much for helping my children. You can not imagine how in awe I am at you and how much I appreciate everything.

I will keep you posted on what happens,

Holly Niemic

AND HERE’S HER 3RD EMAIL TODAY…

Mr. Andelman,

Yes, You can print anything I ever send you. If it helps just one person then it is so worth it to me.

I just recieved a letter by UPS from Beth Dorsett, Vice President, Office of Executive Complaints. It says that the subject property does not currently have a scheduled eviction date and that she will work with me in order to determine which workout options are available for the loan. 

She will also contact the attorney’s office to advise them of our intent to review the loan for retention options. ( I have been asking them to do this since before the Sheriff sale, but each department said they couldn’t do it and of course never did it).

She also gave me her personal cell phone number last night and her phone number at work which is (800) 853-8516  extension 40586.

I got that letter because of you! You are winning this not just for my children, myself but for everyone facing foreclosure. I have even had more people contact me who are offering advise and telling me not to give up hope.

Now I will never give up hope. You made me believe that there are truly good people out there who think of others and really not only thinks of them but does for them without even knowing them. That is so amazing to me.

All your DOERS, they have been so supportive. Like I said I am one of your DOERS for life now. I will have always lived my life helping others and now others are helping me. it is so touching I’m crying again.

Thank you once again and I will keep you posted on what Wells Fargo is doing.

I don’t know you but God knows I love you! 

Holly Niemic

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SO, WHAT ARE YOU WAITING FOR?  IF YOU HAVEN’T DONE IT, DO IT NOW! AND BECOME A REGISTERED DOER TODAY BY SENDING AN EMAIL TO MANDELMAN@MAC.COM.

AND SUBSCRIBE TO MANDELMAN MATTERS HERE

Mandelman out.