- Mark Stopa to Foreclosure Judge “I am concerned at your decision to continue presiding over mortgage foreclosure cases given your personal ties to the banking industry”
- George Mantor | Sticking it to the Man…Ten easy things you can do to take back America
- Chink in the Armor – Mr. Geeai, Darth Vader and the Evil Emperor
Jan
20
The 11 Most Evil Things the Banking Industry Did in 2011
11 Most Evil Things the Banking Industry Did in 2011 It seems like every time we flipped on the news in 2011, the banking industry was finding a new way to blur the line between good business and reprehensible tyranny. Hardworking people, including war veterans, were kicked out of their homes illegally. Entire neighborhoods of … Read more
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Dec
26
New Gingrich video: Victory or death
Legend.
The inspiring true story of an American titan who led a movement to save the country from tyranny, was nearly routed, and then through sheer courage and cunning regrouped to ultimately win freedom for the United States — and immortality for himself. I speak, of course, of George Washington’s winter campaign of 1776. Or do [...]
Dec
23
UN: Hey, who’s up for a moment of silence to honor a tyrant?
Shame.
Via The Right Scoop, here’s a heartwarming story from Turtle Bay that will have you saying “awww.” Or perhaps, “errrr…” The UN General Assembly offered a moment of silence to honor a world leader that passed away this week — and it wasn’t Vaclav Havel: The 66th session of the UN General Assembly (UNGA) on [...]
Nov
05
Down twinkles: Occupier now occupying jail cell for $10M arson
These protests are really the next hot thing
Another week of peaceful protesters bringing their succinct message of hope and change to the oppressive forces of capitalism and despotic tyranny has come and gone. Lots of attention has been focused on the activities taking place in New York and Oakland, but Friday brought us news from yet another drum circle gathering, this time [...]
Oct
20
Obama on Qaddafi’s death: The dark shadow of tyranny has been lifted
But difficult days still ahead ...
In the Rose Garden this afternoon, President Barack Obama briefly responded to the news of Moammar Qaddafi’s death: “This is a momentous day in the history of Libya,” the president said. “The dark shadow of tyranny has been lifted and, with this enormous promise, the Libyan people now have a great responsibility to build an [...]
May
27
A SYSTEMATIC, BRUTAL CAMPAIGN TO SILENCE DISSENT.
Americans today are suffering under the most vicious and brutal conditions we have ever experienced. But wait….things are fine, the restaurants are full….what do you mean Americans are suffering?
Well, we’re not yet feeling the real consequences of the suffering that is all around us, lying in wait like a latent virus, just waiting to become active.
The seeds of real suffering have been sown all across this country primarily by the banks and financial institutions that both gutted our economy, then received billions in bailouts from your money.
The corporations in power have resources and the means to punish anyone who dares to speak out, anyone who dares to talk about what they’ve done and who is warning of the consequences.
Your naive notions of what it means to be an America may lead you to believe you can talk about the wrongs, the evil, the crimes that are being committed all around you, especially by the powerful corporations, but I stand before you as a testament that speech is not free, dissent is being silenced and dissenters are being punished.
I’m not talking about me. I’m talking about other attorneys and bloggers who are being targeted and attacked in very direct, very specific and very frightening ways.
Consumer attorneys, journalists and bloggers are the last line of defense against total tyranny, the last best hope for the freedoms of all Americans.
I want you all to read the following post and consider how in these most dangerous of times suppression of speech impacts you.
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Apr
12
OUTRAGE! Of The Day- Forced Place (Insurance)
The banks are jacking Americans every single chance they get. There really is no holding them back. No self-imposed restraint and not a single elected or government official that is standing up to protect consumers. At some point in time, the cumulative effect of all the abuses will build up and Americans will finally rise up against the tyranny….until then the American people will continue to take gut punches at every single corner….And this story comes from American Banker Magazine…..read on:
The first time Luis Juarez heard of force-placed insurance was when he received a $25,000 bill for it in the mail.
A Florida doctor and homeowner, Juarez had been dropped by his previous insurer over a roofing issue. Though that lapse violated his obligation under the mortgage to maintain coverage on the property, he was current on his loan payments and heard nothing from the servicer Wells Fargo & Co. for more than a year.
Then on May 10, 2010, Juarez got a note from QBE Specialty Insurance, a partner of Wells. It said that QBE was retroactively charging him $25,000 for a policy that had expired two months earlier, according to court filings.
Neither the price tag — nearly quadruple his original policy’s rate, according to court papers — nor the expired status of the QBE policy were a mistake.
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Jan
29
Why Is The Florida Bar Offering Free CLE For Foreclosure Mills?
This world is a bizarre place and it’s getting even more bizarro. As we learn from Washington DC and New York City every day, the perpetrators of the financial crimes are not just not punished…THEY ARE REWARDED…..quite handsomely, thank you all very much. Not just thank you….THANK YOU….VERY, VERY MUCH. The Wall Street types, the lenders, the servicers, they’re all pocketing billions while at the same time their crimes and wrong doing is being very well documented….and there is precious little talk now about issuing any punishment for the wrongdoing. Meanwhile, attorneys, advocates and civic minded thinkers who speak out against this tyranny are subject to attack. (First thing we do…silence the critics.) It’s all very Orwellian and quite terrifying to me.
And now the Florida Bar is offering free education for foreclosure plaintiffs. I’m all for educating, but I’ve got a problem using my dollars to pay for it. I think Bar outreach and efforts should be used to go out and support the public and to reward and assist attorneys who are serving consumers and the larger good….not the Wall Street Wizards that helped cause all this mess. Why don’t the foreclosure mills voluntarily have their attorneys take this CLE and pay a reasonable fee for the production and distribution of the education…then use those proceeds to support charitable and consumer outreach programs of the Florida Bar?
But the thing I find most disturbing thing about this is how much time is spent in this advertisement talking about a profoundly serious ethical issue that must be quite widespread if it is being given this much attention.
Based on the amount of space this issue is discussed, should we expect a new round of affidavit and attorney withdraws after the attorneys attend these seminars?
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Dec
29
Can The Bank Just Change The Locks On My Home?
Today, all over this formerly great country of ours, there are gangs of thugs roaming through neighborhoods deciding what homes they want to break into. I had two clients in my office today who were victims of the banks breaking into their home and it MAKES ME SO ANGRY I COULD SCREAM!
They don’t have any Order from a judge or law enforcement that would give them the legal basis to forcibly break into any person’s home, but that doesn’t stop them.
They claim not to have any idea that breaking into private property is not permitted by law and say that they are relying upon instructions from the banks who have taken over this country.
What angers me most is if law enforcement responds to the call about these break ins, law enforcement will leave and frequently not even take a report….they determine that it is a civil matter and they leave…sometimes leaving a terrified homeowner fearful and unprotected because the thugs hired by the banks have convinced law enforcement that they are permitted to break into homes. Often law enforcement believes this…I mean, after all, they’re the bank right?
I cannot tell you how many hours I have wasted on the phone with Sheriffs and law enforcement trying to convince them of the obvious….that breaking into homes is a crime…..far too often they just don’t care and so this epidemic goes on unabated.
BANKS CANNOT JUST COME IN AND CHANGE THE LOCKS ON YOUR HOME!
THEY CANNOT TAKE YOUR PROPERTY!
THEY CANNOT PREVENT YOU FROM ENTERING YOUR HOME!
And yet they are doing it every day, all over this country. I have several cases that are pending where the banks have done this and it just makes me furious.
THIS HAS GOT TO STOP PEOPLE!
WHAT WILL IT TAKE FOR AMERICANS TO WAKE UP AND FIGHT THIS WANTON ABUSE, THIS FLAGRANT TYRANNY?
WHERE WILL IT END?
IS ANYBODY PREPARED TO DO ANYTHING ABOUT IT?
WHAT HAS THIS COUNTRY COME TO?
The answer to the question is banks have no legal authority to break into homes, but they’re doing it every single day because no one is standing up to them and our law enforcement is not sticking up to protect us. It is a sad, sad day in Amerika….every day, all across Amerika.
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Dec
22
BANK BREAK INS- New York Times- What Will You Do To Stop This Tyranny?
It’s happening all over the country…banks breaking into people’s homes, with no court order, with no legal authority, with no right to do so. Taking property, trashing homes, ruining lives….sometimes when there are no mortgages on the property at all…
One of my cases is mentioned in the article, and it’s important for everyone in America to understand that the conduct of these banks has gotten so totally out of hand because we’ve become week, meek, soft and compliant. It is only through the intervention of federal cases that something might be done to reduce such conduct….right now it is rampant and unchecked.
Read from the article below and consider how these lives are destroyed by these practices…what has this country become?
In an era when millions of homes have received foreclosure notices nationwide, lawsuits detailing bank break-ins like the one at Ms. Ash’s house keep surfacing. And in the wake of the scandal involving shoddy, sometimes illegal paperwork that has buffeted the nation’s biggest banks in recent months, critics say these situations reinforce their claims that the foreclosure process is fundamentally flawed.
“Every day, smaller wrongs happen to people trying to save their homes: being charged the wrong amount of money, being wrongly denied a loan modification, being asked to hand over documents four or five times,” said Ira Rheingold, executive director of the National Association of Consumer Advocates.
Identifying the number of homeowners who were locked out illegally is difficult. But banks and their representatives insist that situations like Ms. Ash’s represent just a tiny percentage of foreclosures.
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Dec
19
A Brave And Thoughtful Response – Chip Parker Stands Up to Foreclosure Tyranny
I first met Chip Parker long ago when he stepped up and contributed his time and donated money to help consumers across the state of Florida battle the complete take over of our courts when the bankers tried to ram through their Non Judicial Foreclosure Bill. Thanks in part to his efforts, the rights of Floridians to have their foreclosure case heard by an impartial judge was at least theoretically protected.
I say theoretically protected because the general consensus from attorneys around the state is that foreclosure court is a justice system stacked against the homeowner. I recognize the struggle of our courts but I reject the notion that they can simply stand aside and let our judicial system become so corrupted and abused by powerful, arrogant and unrepentant banks and their complicit foreclosure mill law firms.
I applaud Chip for sticking his head up here with this very public criticism of our justice system gone mad. I hope the Florida Bar and our judges know and appreciate the honorable and ethical fight foreclosure warriors like Parker are in–I know that members of the general public do….those members of the general public whose interests are served when good lawyers like Chip stand up and fight not just for his clients, but for every single citizen in the State of Florida…and fact every single citizen in the United States. The fact of the matter is that the issues exposed in this foreclosure war impact every person in this country.
You retirees who think your retirement dollars are safe and sound…..think again. You 4o1k’ers that think your money is there….WAKE UP! Given the scale of fraud and complete breakdown of regulation in the mortgage and foreclosure markets how in God’s name can you possibly believe anything coming out of Wall Street is true? It’s not…..and if they could pull it off with publicly recorded mortgages and (mostly) open courtrooms that are (theoretically) supervised by judges, just what do you think the Wall Street Wizards have already gotten way with in your private investment accounts?
The fact of the matter is it’s too late to stop all of this. Too many people looked away and refused to speak up for too long. Even today, hundreds of thousands of homeowners have just laid down and refused to utter even a whimper of protest. Our jobs are gone…sold overseas. Our technology is gone…sold overseas. Our dollars are gone….sold overseas. Our Congress is still there, but it too was sold out long ago…to the banks that are RECORDING OBSCENE PROFITS YET AGAIN. (Read here to get details and get really angry.)
I’m disappointed and frustrated that more “real” people, more consumers are not sticking their necks out and standing up for one another….standing up to save this country….but I’m proud that there are lawyers out there like Chip Parker who are willing to step up and speak out….FOR ALL OF US….
CHIP PARKER JACKSONVILLE TIMES UNION
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Nov
29
GOD BLESS ICE LEGAL- AWESOME New Attorney Fee Order!
Perhaps the only thing that will change things is hitting them on attorney’s fees….the evil that permeates this country is astonishing….
WE ALL OWE A TREMENDOUS DEBT OF GRATITUDE TO TOM ICE AND ICE LEGAL FOR ALL THEIR GROUNDBREAKING AND EARTH SHATTERING WORK.
What will you each day to fight the tyranny and the unchecked abuses of power? What will you do each day to fight for your country? Are you willing to stand up and fight the rich, the powerful, the entitled? Will you dig deep inside your American psyche and reconnect with the patriot’s blood of your forefathers?
Valcarcel v Chase attny fees awarded 4D10-379
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Nov
01
Jack Booted Thugs Attempt to Defend Their Crimes.
Homeowners evicted in error, locked out of their homes, or discovering personal belongings removed by mistake have made news headlines across the country.
(This is still America (sort of) and these kinds of crimes should make headlines.)
Safeguard Properties is one of the largest trash out companies operating in the country. As you will read from the attached article published by Safeguard’s CEO, the stories of jack booted thugs are a source of concern for the industry–apparently well documented stories of jack booted thugs kicking down the doors of American’s homes is bad for the public perception of the business.
Even though this story has been published, it illustrates, in black and white, fundamental misinterpretations of state laws governing property rights and ownership…in the State of Florida at least. If the CEO of the largest trash out company in the country is publishing such misstatements is it any wonder that unregulated, unchecked, unsupervised subcontracted jack booted thugs are grossly violating private property rights and laws across the country? If nothing else, the attached article establishes the base line of rights that are being violated…clearly the examples that we are reporting demonstrate that the thugs in this industry aren’t even following the legally incorrect standards of their industry leaders.
The trash out companies are key violators of the fundamental rights of every American that we are seeking to protect. We simply cannot allow the proliferation of these companies and the expansion of their unchecked power. We owe it to our clients and to every American to stand up to the tyranny that trash out companies like Safeguard represent. Please continue to report examples of trash out crimes to law enforcement and press. If we don’t stop them, they won’t stop. Read the statement below:
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Oct
29
JACK BOOTED THUGS KICKING DOWN DOORS v. OBAMA SAYS NO PROBLEMS HERE
When will Amerika? Judges? Law Enforcement? “Leaders”? Anyone stand up and fight they tyranny and treason that is happening across our country?
The two articles below offer stark contrasts about what is happening in our country. I am not partisan. I think Amerika is not a democracy but a Kleptocracy. Both parties…all parties are working as hard and as fast as they can to steal, connive, cheat and dupe everyone else, particularly those less economically sophisticated or powerful.
I also believe that the same people in power and Wizards of Wall Street that have worked to con and cheat the American people have lost control of the corrupt, cheating, out of control system they built. I think the elected and appointed leaders and the power brokers on Wall Street realize they’ve lost control of the diabolical machine they all cobbled together and that they are all meeting feverishly to try and figger out how to put the lid on the chaos that is belching out of the sickening cauldron of toxic stew that is our modern financial system.
Ignore everything the “leadership” is saying. Like the GMAC and BofA moratoriums and their ABOUT FACE, “nothing to see here folks, problems solved”…it’s all BULLSHIT.
A few weeks ago (and frankly for years) some of them were in denial about the scale and magnitude of the problems. Some are still too disconnected or too stupid to grasp the magnitude of the problems. Others know full well just how bad things are and they’re trying desperately to keep the lid on until the elections. Neither party is talking about this because: a) they can’t figure out how to use it to their advantage and; b) they’re both so implicated in the problems.
Make no mistake the lid is coming off this toxic, buggling stew. Read the articles below for examples of the contrast between those in denial and those who get the real problems
Finally, our State Court Administrators released a tepid backpedal from the absurd and obscene push to throw Floridians out of their homes. They offer a lukewarm retreat from the mad rush to toss homeowners into the street…
“Golly, there’s gross fraud and abuses in the foreclosure process. We’re not sure, but that might make it a little tough to meet our goal of tossing as many Floridians into the street based on flawed and fraudulent procedures….but keep trying nonetheless….you’ve still got a job to do”
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Oct
15
New York Times Profile on The Crazy David J. Stern Transaction.
Everyone in the world, get to know David J. Stern and David J. Stern Enterprises….read the New York Times Article Here.
His tyranny cannot last. We cannot allow it to continue. Too many people have already been hurt. It must stop.
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Oct
15
New York Times Profile on The Crazy David J. Stern Transaction.
Everyone in the world, get to know David J. Stern and David J. Stern Enterprises….read the New York Times Article Here.
His tyranny cannot last. We cannot allow it to continue. Too many people have already been hurt. It must stop.
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Jun
10
AFTER THE SALE: PART III On the Courthouse Steps
Submitted by Charles Koppa
The auctioneer represents the “beneficiary” in the sale.. If there is a “reserve amount minimum” (see below) the auctioneer actually bids up as agent for the unnamed beneficiary! The recipient “beneficial trust” is finally publically identified and documented by the Foreclosing Trustee in the recorded Trustees Deed Upon Sale. Try to find a human officer for that trust!
Beneficiary makes no personal bid, delivers no cash, and is allowed a credit bid! PROBLEM: a beneficiary (if known) would be a “party in interest” and could not be a bonafide buyer. An est. 80% of the Courthouse sales go “Back to Beneficiary” (publicly unknown) and therefore are unlawful. Lack of Notice and availability of Due Process to meet your accuser are historically common.
Predatory devaluations, plus untitled transfer of foreclosed mortgage notes systematically confiscated by “investment trusts” that were structured by Bank Holding Companies with no skin in the game, plus processing by shadow intermediaries “against the borrower”, equals “Tyranny on the Courthouse Steps!”
Sellers have the option of setting a hidden Reserve Price that is above the minimum starting bid. If a reserve price is in effect, then the seller does not have sell the item unless the high bid meets or exceeds his reserve. Auctions with a reserve price will be noted in their listing, describing whether the reserve has been met or not. The actual amount of the reserve price is not revealed to bidders, until it has been met.
When you submit a bid on a reserve price auction, one of three things might happen:
(1) If the reserve has already been met, then your bid will be submitted at one increment above the next highest competitor, in the same manner as an auction without a reserve price.
(2) If the reserve has not been met, and your maximum bid is also less than the reserve, then your bid will be entered at one increment above the next highest competitor.
(3) If the reserve has not been met, but your maximum bid is enough to meet the reserve, then your bid will be entered at exactly the seller’s reserve price. If your maximum was above the seller’s reserve, then your proxy will defend your bid, up to your maximum.If you are the highest bidder at auction close but the reserve was not met, then neither you nor the seller are obligated to the transaction. However, you may wish to negotiate further via email, to see if a mutually satisfactory price can be reached.EXAMPLES:
No sale:
Item #9999 had a minimum starting bid of $100.00
The seller set a reserve price in his listing of $200.00.
At the end of the auction, the highest bid is $175.00.
In this case, the seller is not obligated to sell for $175.00, but may choose to do so anyway.Sale:
Item #8888 had a minimum starting bid of $900.00.
The seller set a reserve price in his listing of $1,200.00.
At the end of the auction, the highest bid is $1,225.00.
In this case, the seller is obligated to sell for $1,225.00 to the highest bidder.
Filed under: bubble, CORRUPTION, evidence, expert witness, foreclosure, foreclosure mill, Forensic Analysis Workshop, GTC | Honor, HERS, investment banking, Investor, MODIFICATION, Mortgage, Motion Practice and Discovery, securities fraud, Securitization Survey, Servicer, STATUTES, trustee, workshop Tagged: Auction, auctioneer, Back to Beneficiary, beneficial trust, beneficiary, due process, foreclosing trustee, HERS, lack of notice, notice, party in interest, reserve amount minimum
Aug
10
Snarking at conservative books
Before Culture of Corruption hit #1 on the NYTimes best-seller list and other lists this week, my friend Mark Levin’s Liberty and Tyranny held the top spot for 12 weeks and has never ranked lower than #3 over the past 19 weeks. [...] Read the rest »
