June 24, 2017

Paul Ryan’s Bullshit About Bankruptcy Data

The philosopher Harry Frankfurt famously published his book, On Bullshit, where he distinguished … [Read more...]

Consumer Bankruptcy Fee Study

I have just finished reading Lois Lupica’s paper on her impressive consumer bankruptcy fee … [Read more...]

Bankruptcy Filings Still Falling

On a year-over-year basis, the bankruptcy filing rate has been dropping around 12-16%, and last … [Read more...]

What’s On at a Courthouse Near You

In addition to a post last week broadly raising visitors' physicial interaction with courts, an … [Read more...]

Bankruptcy Filings Are Down — Everywhere

With half the year over, there is half of the year still to go. For our few readers who might … [Read more...]

Chapter 13 Disparities: This Time with a Map

A few weeks ago, I put up a post describing the states with the highest and lowest per capita … [Read more...]

Save the American Community Survey

The Credit Slips blog always has tried to offer perspectives from many different social sciences. … [Read more...]

Bankruptcy Court Calls

In connection with some ongoing research, I have noticed that U.S. bankruptcy courts have different … [Read more...]

Where People File Chapter 13

Between states, there is a big disparity in the rate at which people file bankruptcy. Over the past … [Read more...]

Downward Bankruptcy Filing Trend Continues

Bankruptcy filings for March continued to show a year-over-year decline. According to the latest … [Read more...]

Tax Rebates Lead to Bankruptcy Filings

Jialan Wang has a blog post up summarizing her and her co-authors very interesting NBER paper … [Read more...]

No Surprise: Bankruptcy Filings Jump in February

Bankruptcy filings rose in February, but the spike in filings keeps with historical trends. … [Read more...]

Evaluating Mandatory Financial Education in Bankruptcy

In 2005, Congress amended bankruptcy law to require individual debtors with primarily consumer debts … [Read more...]

Littwin on Bankruptcy Without a Lawyer

A few weeks ago, Katie Porter noted the release of the new book, Broke: How Debt Bankrupts the … [Read more...]

Teach Consumer Bankruptcy

It's the time of year when professors, including those who are adjunct professors or are … [Read more...]

Fixing the "Fixed" Forms

Two weeks ago, I blogged about the Forms Modernization Project's effort to create new forms … [Read more...]

The Backdrop for BROKE: Consumer Debt Then and Now

In the introductory chapter of the book, Broke: How Debt Bankrupts the Middle Class,  I present some … [Read more...]

Consumer Friendly Forms for Bankruptcy

In many respects, bankruptcy is a one-size-fits-all legal process. Yes, there are ample differences … [Read more...]

How to Address Apparent Racial Disparity in the Consumer Bankruptcy System

The article discussed in the N.Y. Times story today is heavily empirical. It is also deliberately … [Read more...]

Race and Chapter 13

As Adam noted in his kind post, the New York Times today featured our study, "Race, Attorney … [Read more...]

Race and Chapter 13

As Adam noted in his kind post, the New York Times today featured our study, "Race, Attorney … [Read more...]

Foreclosure Timelines and Mortgage Delinquency: More Evidence from Bankruptcy

At the end of a lively session yesterday at Duke Law School featuring Professor Stephen Ware of … [Read more...]

Foreclosure Timelines and Mortgage Delinquency: More Evidence from Bankruptcy

At the end of a lively session yesterday at Duke Law School featuring Professor Stephen Ware of … [Read more...]

What is the Relationship Between Credit Cards and Mortgage Delinquency?

Previously I mentioned this new paper on homeowners in bankruptcy in the American Bankruptcy Law … [Read more...]

BROKE: A New Book on Consumer Debt and Bankruptcy

Just in time for New Year's resolutions on 1) reading more, 2) paring back your own debt, and … [Read more...]

Bankruptcy Filings Down 11.7% in 2011

The year-end bankruptcy statistics from Epiq Systems have arrived. There were just over 1,379,000 … [Read more...]

In or Out of Mortgage Trouble? A Study of Bankrupt Homeowners

This is a newly published paper  in the American Bankruptcy Law Journal that I was lucky to work on … [Read more...]

In or Out of Mortgage Trouble? A Study of Bankrupt Homeowners

This is a newly published paper  in the American Bankruptcy Law Journal that I was lucky to work on … [Read more...]

In or Out of Mortgage Trouble? A Study of Bankrupt Homeowners

This is a newly published paper  in the American Bankruptcy Law Journal that I was lucky to work on … [Read more...]

The Decline in Bankruptcy Filings by Chapter

Bankruptcy filings have been on the decline, but has this decline been spread differently between … [Read more...]

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