March 24, 2017

Consumer Bankruptcy Fee Study

I have just finished reading Lois Lupica’s paper on her impressive consumer bankruptcy fee … [Read more...]

Do Your Research, Ezra Klein!

Ezra Klein has joined the melee over the Obama Administration's housing policy failure with an … [Read more...]

Representation and Realities of (Bankruptcy) Court Work

The Yale Journal of Law and the Humanities held a symposium on "Courts: Representing and … [Read more...]

The New Cramdown

For the past couple of years, I've been thinking that cramdown is dead as a policy solution. … [Read more...]

Chapter 13 Disparities: This Time with a Map

A few weeks ago, I put up a post describing the states with the highest and lowest per capita … [Read more...]

Where People File Chapter 13

Between states, there is a big disparity in the rate at which people file bankruptcy. Over the past … [Read more...]

How to Address Apparent Racial Disparity in the Consumer Bankruptcy System

The article discussed in the N.Y. Times story today is heavily empirical. It is also deliberately … [Read more...]

Race and Chapter 13

As Adam noted in his kind post, the New York Times today featured our study, "Race, Attorney … [Read more...]

Race and Chapter 13

As Adam noted in his kind post, the New York Times today featured our study, "Race, Attorney … [Read more...]

In re: DANIEL JOSEPH SUTTER | Bankers are tagged by court with “unclean hands” and mortgage is adjudicated “void ab initio”

Financially challenged homeowners refi a loan in Michigan; but sign while on vacation in California. … [Read more...]

In re: DANIEL JOSEPH SUTTER | Bankers are tagged by court with “unclean hands” and mortgage is adjudicated “void ab initio”

Financially challenged homeowners refi a loan in Michigan; but sign while on vacation in California. … [Read more...]

The Decline in Bankruptcy Filings by Chapter

Bankruptcy filings have been on the decline, but has this decline been spread differently between … [Read more...]

GUEST POST: Debtor Education Course: Are Joe and Sally to Blame? By Attorney Russ DeMott

Russell A. DeMott is a bankruptcy and foreclosure defense attorney in South Carolina… and a … [Read more...]

A TIME FOR GOOD JUDGEMENT: The jury is in AND we need judges to modify the way banks behave.

Originally published on December 7, 2009.  How depressing is that.  Two years later and it’s … [Read more...]

Your Government Prefers Chapter 13

Today, I went looking for the court costs payable by chapter 13 debtors who wants to convert their … [Read more...]

Your Government Prefers Chapter 13

Today, I went looking for the court costs payable by chapter 13 debtors who wants to convert their … [Read more...]

The Most Damaging Propaganda Campaign in History. And its Aimed at You and Me

Originally posted in October 2010… Re-posted at request of readers. When I think of the most … [Read more...]

In Re Walker, Part Deux – March 3rd, 2011, may just be a HUGE day for California Homeowners

So, when we left our intrepid hero, one Mr. Ricki Walker, back on May 27, 2010, the court had ruled, … [Read more...]

California Appeals Court Rules Homeowners Can Sue Banks for Fraud Over Broken Loan Modification Promises

Well, first let me just say… it’s about damn time. The Second District Court of Appeals in Los … [Read more...]

Attorney Available Posting – SF Bay Area

EDITOR’S NOTE: AFTER MUCH FIGHTING WITH MYSELF OVER THIS I’VE DECIDED TO ALLOW POSTINGS … [Read more...]

DISCOVERY AND MOTION PRACTICE: SHOW ME THE BOND

REGISTER NOW FOR DISCOVERY AND MOTION PRACTICE WORKSHOP SHOW ME THE BOND!: 9th CIRCUIT AFFIRMS … [Read more...]

Cramdown in Chapter 13!!

A … [Read more...]

UPDATED! – TILA Rescission Case – Bankruptcy Judge Finds in Favor of Borrower

Below is my original post from January 2009. This case was just upheld in July 2009 so this is … [Read more...]

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