June 26, 2017

Paul Ryan’s Bullshit About Bankruptcy Data

The philosopher Harry Frankfurt famously published his book, On Bullshit, where he distinguished … [Read more...]

EU Update (And FI Reality)

If you've been tuning out the Euro situation, despite Gelpern's periodic updates, … [Read more...]

Consumer Bankruptcy Fee Study

I have just finished reading Lois Lupica’s paper on her impressive consumer bankruptcy fee … [Read more...]

National Mortgage Servicing Settlement Progress Report: Little to Show (And Little Expected)

The official monitor for the mortgage servicing fraud settlement has put out a progress report on … [Read more...]

Why Housing?

Susan Wachter and I have a new paper out, entitled Why Housing?  The paper is a critical review of … [Read more...]

NYT on Student Loans in Bankruptcy

At the New York Times, Ron Lieber has a story about the treatment of student loans in bankruptcy. … [Read more...]

Who Built It?

We're seeing the back and forth between the Dems and the GOP about "who built it," … [Read more...]

Who Built It?

We're seeing the back and forth between the Dems and the GOP about "who built it," … [Read more...]

Why No Prosecutions

The NYTimes had a very good editorial today bemoaning, with resignation, that there will not be any … [Read more...]

What’s the Point of Billable Rates?

Felix Salmon has a very insightful post about lawyers' hourly billing rates.  His … [Read more...]

Cramdown and the Cost of Mortgage Credit

Joshua Goodman at the Harvard Kennedy School and I have a new paper out examining the impact of … [Read more...]

Payday and Title Loan News Today

If you are interested in two fascinating stories on payday and title lending, check out these two … [Read more...]

Do Your Research, Ezra Klein!

Ezra Klein has joined the melee over the Obama Administration's housing policy failure with an … [Read more...]

Zywicki’s Interchange Settlement Balderdash

I was really hoping that I would be able to go at least a year without having to call Todd Zywicki … [Read more...]

Zywicki’s Interchange Settlement Balderdash

I was really hoping that I would be able to go at least a year without having to call Todd Zywicki … [Read more...]

The Interchange Settlement

Moved to top from 8/15.   I've held my tongue for a while on the proposed class settlement in … [Read more...]

Why So Few Mega-Credit Card Class Action Settlements?

JPMorgan Chase and Class Counsel have received preliminary approval of a $100 million class … [Read more...]

Japanese Resturcturing

Interesting story in today's FT about a case now pending in Tokyo -- although some of the … [Read more...]

Hey Dude, What’s Your E-score

Following on to my Acxiom story last week,  check out yesterday’s NYT story on e-scores.  The … [Read more...]

When Stone Is Dust and Only Air Remains

Some thoughts on customer protection at brokerages, following MF Global, over at DealBook. … [Read more...]

Tribal Bankruptcy

The Wall Street Journal reported last week about a challenge to a bankruptcy filing by the Santa … [Read more...]

Credit Card Data

The CFPB released a beta version of its complaint database on June 19th. Right now, one can only … [Read more...]

The Tenuous Case for Swaps Clearinghouses

I've got a new short article out about swaps clearinghouses.  It's a response piece to an … [Read more...]

Zip Codes and Internet Searches Populate Database Mines

Twice now the New York Times has reported on a mysterious company in Arkansas, Acxiom, that has been … [Read more...]

Why Bother?

The SEC enters into another rounding error settlement with a financial insitution, this time Wells … [Read more...]

Learn How to Defeat Debt Collection cases Involving Junk-Debt-Buyers and Other Robo-Signers

Professor Peter Holland (U Maryland Law) has written a fantastic paper explaining in great detail … [Read more...]

Learn How to Defeat Debt Collection cases Involving Junk-Debt-Buyers and Other Robo-Signers

Professor Peter Holland (U Maryland Law) has written a fantastic paper explaining in great detail … [Read more...]

Everything You Always Wanted to Know About CDOs (But Were Afraid to Ask)

Bill Bratton and I have a new paper out, called A Transactional Genealogy of Scandal:  from Michael … [Read more...]

Finally, WIll we Stop Talking About the Auto Cases?

I generally try to avoid politics on this blog, although readers know that I was generally … [Read more...]

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