August 20, 2017

Bank of America Drops Case Against TN Bankruptcy Trustee, Henry “Hank” Hildebrand; Agrees to Pay Attorney Fees, Apologized

Bank of America Drops Case Against TN trustee; Agrees to Pay Attorney Fees Charlotte, N.C.-based … [Read more...]

New Jersey | Bank of America v. Limato – Foreclosure Case Dismissed as Bank of America Violates Fair Foreclosure Act

Foreclosure Case Dismissed as Bank of America Violates Fair Foreclosure Act FOR IMMEDIATE RELEASE … [Read more...]

The Aftermath of the Housing Bubble | James Bullard President and CEO, Federal Reserve Bank, St. Louis

The Aftermath of the Housing Bubble Key takeaways from the presentation: Slide 23: U.S. homeowners … [Read more...]

MM PODCAST: From Fannie Mae to FHA – Edward Pinto Wants Government Out of Housing Finance

Edward J. Pinto Resident Fellow, American Enterprise Institute An executive vice president and chief … [Read more...]

MM PODCAST: From Fannie Mae to FHA – Edward Pinto Wants Government Out of Housing Finance

Edward J. Pinto Former Chief Credit Officer, Fannie Mae Resident Fellow, American Enterprise … [Read more...]

New Jersey Supreme Court’s Guillaume decision meaningless – Should foreclosure defense rethink its strategy?

    The foreclosure wars have always had two easily identifiable sides.  It’s homeowners … [Read more...]

Attorney Wins “Free House” in Case Before 9th Circuit Court of Appeals – A Mandelman Matters Podcast

    When it comes to defending homeowners against wrongful foreclosure, or suing banks on … [Read more...]

Why 99% of All “Forensic Audits” are Scams

Ok, it really bothers me... I've been wanting to write this post for a very long time. I've just … [Read more...]


The model concluded that roughly one-third of the loans were for amounts that were 105 percent or … [Read more...]


NOTE: Working on one of my expert declarations I figured I would share my computations with the … [Read more...]

Berating the Raters and Appraisers

“of AAA-rated subprime-mortgage-backed securities issued in 2006, 93 percent — 93 … [Read more...]


SEE MICHELLE REAGAN, ARIZONA STATE SENATE CANDIDATE Finally a politician who puts principle ahead of … [Read more...]

Reg Z TILA Amendment requires new owners and assignees of mortgage loans to notify consumers of the sale or transfer

The Federal Reserve Board has issued an interim final rule under Regulation Z to implement the … [Read more...]

White Paper Declares Securitization Illegal

Title: SECURITIZATION IS ILLEGAL. see Securitization is Illegal AUTHOR: MICHAEL NWOGUGU, Certified … [Read more...]

HOEPA Loans and TILA Mortgage Rescission

HOEPA Stands for the Home Ownership and Equity Protection Act HOEPA is an amendment to TILA that … [Read more...]

Beware of Scam “Forensic” Loan Auditors/Companies

Ok, here we go go again... now the scams have hit the loan auditing industry. Most of these fakers … [Read more...]

Foreclosure Rights – Basics in Homeowner Foreclosure Defense

By Lane Houk May 19, 2009 I realized this morning that it's been a while since I've covered the … [Read more...]

Recoupment: A Powerful Claim in Foreclosure Defense

By Lane Houk May 18, 2009 If you are a practicing attorney: Are you using Defense by Recoupment … [Read more...]

TILA Mortgage Rescission – How to Stop a Foreclosure

If you want to know HOW to STOP a Foreclosure, a Truth in Lending Act (TILA) Mortgage Rescission is … [Read more...]

What is a “Forensic Loan Audit?”

Definition of the word "Audit" A systematic, independent and documented process for obtaining … [Read more...]

Loan Modification: It’s All About “Leverage”

Leverage: the power or ability to act or to influence people, events, decisions, etc.; sway; to … [Read more...]

Your best chance at a real Loan Modification – TILA Rescission

  I wrote a post similar to this yesterday. It was a post on TILA rescission that referred to a … [Read more...]

UPDATED! – TILA Rescission Case – Bankruptcy Judge Finds in Favor of Borrower

Below is my original post from January 2009. This case was just upheld in July 2009 so this is … [Read more...]

Loan Rescission and TILA Violations

I recently started a blog post about TILA Violations and what these violations can mean for the … [Read more...]

And the Truth (in Lending) Shall Set You Free

In the midst of the mortgage meltdown, I’m searching for every tool that might provide a lever to … [Read more...]

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